Few things are as distressing as finding out that you have been the victim of identity theft. It can take years of work to undo the damage caused by identity theft, and unlike other, more personal crimes, you can’t very well use a stun gun to prevent being targeted.
Fortunately, there is much you can do proactively to avoid making identity theft easy for the perpetrators.
Destroy Documents in a Timely Manner
There are some documents that simply make it very easy for someone to steal your identity. Credit card statements, medical bills and anything that has your social security number upon it should be shredded as a matter of course. Eliminate any old credit card receipts, junk mail offers, plus any other documers that contain your personal information on it.
Be Alert to Shoulder Surfers
There are some places where shoulder surfing is particularly common. Popular locations typically include the phone booth, a computer at work, or even the ATM. Cover up the keypad or keep a button on your computer assigned to dim the screen immediately if you feel someone is looking on.Â
The latest trick is for people to use their cell phones to video you while you enter PIN numbers at the ATM. A quick enlargement gives them your number, and all that is left is to pick your pocket to access your bank accounts.
Destroy Your Digital Files
If you keep personal data on your computer, destroy the files as soon as you have finished using them. Also, be very careful about using your computer in a public space. Even though it may seem tempting to take a minute at your favorite coffee shop, while utilizing their open network to finish your work, it is also a likely spot where your computer could be open to a possible virtual attack.
Keep An Eye On Your Banking Statements Every Month
Thankfully this remains to be the easiest way to obtain your personal identification. Not long ago, I paid someone by check and they used that check to have a set of checks printed with their name instead. When a couple of checks came in out of order and with the wrong information upon them, I quickly noticed because I check my statement each month. A small problem was solved almost instantly. If I didn’t look at my statements, who knows how much I would have lost.
Find Out Your Credit Report Every Year
The government has stated that three major credit companies must give you a free credit report once a year. Get it and check to see that no incorrect information has been attached. However, it is necessary to remember that errors do occur, which can end up being innocent. On the other hand, if a person has gone through your mailbox and stolen your credit card in your name, this is an ideal way to catch them. Don’t let their bad habits ruin your name.
Just like a stun gun jolt, or even pepper spray to the eyes, the damage that is delivered by identity theft although temporary, is painful. Luckily you can quickly and easily fix the situation, even if time and effort are called for.
Posted under Miscellaneous Content
This post was written by admin on May 25, 2010
